Rollover Minutes and Call Forwarding Plans
Thinking about ordering a local, toll free, or international call forwarding plan? If so, one of the options you may want to consider is whether or not the call forwarding plan includes rollover minutes. A rollover minutes option, if available, can provide you with even more flexibility.
What are Rollover Minutes?
You’re likely familiar with the rollover minutes concept thanks to similar offers on long distance and cell phones. Many calling plans, including domestic and international call forwarding plans, are offered in packages where you pay for a pre-determined amount of minutes each month. If you exceed that value, you must pay for the additional minutes you use, often at a slightly higher rate than your bundled minutes. If you do not use up all of your minutes, you generally lose them.
How Not Having Rollover Minutes Costs You Money
For example, let’s say that you have a call forwarding plan with 900 minutes per month. In January, you only use 500 of those minutes. You will have paid for 900 minutes but only used 500 of them. In essences, you’ve overpaid for your usage. Now let’s see what happens in February when you use 1200 minutes. 900 of those minutes will have been included in your call forwarding plan, but you will need to pay for 300 additional minutes at a slightly higher per minute rate.
In this example, not only did you overpay for minutes in January, you had to buy additional minutes in February. If you had a rollover plan, you would have been able to save those unused minutes from January and used them in February. Not only would you be money ahead, you’d still have rollover minutes left to use in March, April, or several months from now. Minutes from each month that you are under your allotment would rollover, allowing you greater flexibility over your call forwarding usage.
Is Adding Rollover Minutes to a Call Forwarding Plan Financially Smart?
Adding rollover minutes to your international call forwarding plan is typically optional and offered for a small monthly fee which could be anywhere from $5 a month to $15 or more per month depending on your plan. In order to determine whether or not this option makes sense for you, you’ll need to examine your usage patterns and do the math.
For example, does your usage fluctuate from month to month or is it fairly stable? If you routinely use just under 200 minutes each month, then AI Telephone’s “Preferred” plan (222 minutes) with no rollover minutes might be suitable.
On the other hand, if your usage goes up and down dramatically each month, being able to “bank” your unused minutes makes a great deal of sense. Once you decide that the rollover option is a possible fit, look at the per month rate for the feature. Will you get more value out of using banked minutes than the fee or does it make more sense to forfeit your unused minutes and pay for overages? Do the math based on your anticipated usage. You’ll likely find that opting for rollover minutes is the financially smarter choice.